Singapore · Est. 2019
A steady course through your financial life
Structured courses for adults in their forties and beyond — covering CPF, equity markets, and retirement drawdown. Paced for careful study, not hurried completion.
The Atlas — Our Courses
Three courses. Each one its own island.
Each programme is self-contained, paced to allow proper absorption, and built for learners who take their time seriously.
Course 01 · 6 weeks
Financial Atlas — A Personal Review
Build a clear, organised record of your CPF accounts, SRS, HDB mortgage, investments, and insurance. You leave with a structured folder of your own financial information — useful for personal review and family coordination.
- CPF and SRS account mapping
- HDB mortgage and insurance overview
- Structured documentation folder
Course 02 · 9 weeks
Equity Markets — A Patient Introduction
A measured introduction to equity investing — covering valuation, dividends, SGX instruments, ETFs, and the behavioural side of market participation. Includes weekly readings, a guided workbook, and small discussion groups.
- SGX-listed equities and ETFs
- Basic valuation and dividend policy
- Guided workbook and discussion group
Course 03 · 7 weeks
Coordinated Retirement Drawdown
For those within five years of retirement. Addresses drawing income from CPF LIFE, SRS, private investments, and annuities — with attention to sequencing, tax-aware withdrawals, and household coordination.
- CPF LIFE and SRS drawdown sequencing
- Tax-aware withdrawal planning
- Personal drawdown worksheet included
Why learners choose us
Learning built for this stage of life
Paced for adult learners
Courses run over multiple weeks, allowing time for reading, reflection, and questions. There is no expectation of speed.
Singapore-specific content
Every course is built around CPF, SRS, HDB, SGX, and the MAS regulatory framework — not generic material adapted from elsewhere.
Practical documentation focus
Learners leave with organised records and worksheets, not just knowledge. The materials serve a purpose after the course ends.
Small discussion groups
Our equity course includes moderated group sessions. Questions that feel awkward in large rooms are welcomed here.
Measured, honest language
We do not overstate outcomes. Courses explain how things work — not how to make a large sum in a short period.
Specialist instructors
The retirement drawdown course includes a final session with a retirement specialist. You speak with someone who knows the subject in depth.
Harbour — Enrolment
Is this the right time to begin?
If you have questions about which course fits your situation, we are glad to have a brief conversation before you decide. No obligation to enrol.
Questions
Frequently asked
Who are these courses designed for?
Pulau Learning courses are designed for adults in their forties, fifties, and early sixties who wish to understand their own financial situation with greater clarity. No financial background is required. The courses assume only that you hold some of the accounts and instruments discussed.
How are the courses delivered?
Courses are delivered in a combination of structured reading materials, guided worksheets, and scheduled group or individual sessions. The exact format is outlined on each course's page. Sessions are conducted in English.
Are the courses accredited or regulated?
Pulau Learning provides financial education, not regulated financial advice. Our content is educational in nature and is designed to help you understand your own accounts and options. We do not hold a Financial Adviser's Licence and do not make personal recommendations within the courses.
What is the typical time commitment per week?
Most participants set aside three to four hours per week for readings, worksheet completion, and any scheduled sessions. Courses are structured so that a learner with a moderate work schedule can proceed without pressure.
Can I enrol in more than one course at the same time?
We generally advise completing one course before beginning the next. The Financial Atlas course in particular provides a useful foundation before either of the other two. However, experienced learners occasionally take courses concurrently — we are happy to discuss your situation beforehand.
What is the refund or withdrawal policy?
Detailed terms are provided on enrolment. In general, withdrawals made at least seven calendar days before the course start date are eligible for a full refund of course fees. Please refer to our Terms and Conditions or contact us directly for specific cases.
Find Us
Our Location
9 Raffles Place, #24-01, Singapore 048619
Post — Harbour Letters
Send us a message
We read every enquiry carefully and reply within two working days.
Contact details
Phone
+65 8739 4162Address
9 Raffles Place, #24-01
Singapore 048619
Office Hours
Mon–Fri: 9:00 am – 6:00 pm
Sat: 10:00 am – 1:00 pm
Sun & Public Holidays: Closed